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Critical Illness Insurance

Critical illness insurance provides a benefit for an employee diagnosed with a covered critical illness, such as heart attack, stroke, coronary artery bypass surgery, end-stage renal failure or major organ transplant — among others. Some plans have supplemental benefits that cover multiple infectious diseases, including COVID-19. A lump-sum benefit is typically paid directly to the employee to cover costs related to their illness. Lump sum benefits can be 10,000, 20,000, or 30,000 and paid to the client more than 1 time.  Wellness benefits can be added to encourage employees to do a regular health checkup.

These plans are portable so that if you retire, transfer, or leave your employment you can take these plans with you.

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