Accident insurance plans can help offset the unexpected medical expenses that may result from a covered accidental injury. Typically, they cover some of the costs related to initial care, surgery, transportation and lodging, as well as follow-up care. Programs are usually 24 hr coverage and pays for both on and off-the-job injuries. Many of these plans have a wellness benefit to encourage you to do regular health checkups.
These plans are portable so if you retire, transfer employment, or leave your employer you can take it with you.
